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Point of sale for holiday ownership

Tailored finance for holiday ownership

Holiday ownership is a popular choice for those wanting to combine the best of resort amenities throughout the world without the long term and often expensive commitment of an actual purchase of an apartment or villa. With decisions to purchase often made on-resort, the seamless availability of credit is often crucial to the decision.

By offering clear, fair, good value finance to your USA-based customers, you could be at a distinct advantage in the marketplace.

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About Republic Trust Bank

At Republic Trust Bank , we’ve been working with the holiday ownership industry for over five years, developing invaluable specialist experience in the unsecured loan market for the sector. We’ve developed efficient systems for leading US and European resort companies, combining human underwriting and the latest technology to give fast and sensible decisions.

What we offer

We’re always willing to work with individual partner companies to create bespoke solutions.

Key elements of our service to date have included:

    • Marketing support
    • Online access to decisioning
    • Bespoke management information
    • Interest-free and interest-bearing loans
    • Loans of up to $50,000
    • Terms of up to 15 years
    • Built-in flexibility to make overpayments and settle early
    • 100% financing of the contract price
    • Fully unsecured loan which means we take the credit risk
What we offer

How we deliver

  • Simple application forms
    Our 'no fuss' forms are quick and easy to fill out, giving your customers a hassle-free way to apply for finance.
  • Instant applications
    Our online application service delivers an instant decision. We aim to make any underwriting decision for referred cases within 30 minutes – but it’s usually faster. Your customers get confirmation quickly, so you can close the deal.
Simple & instant

"Republic Trust Bank ’s unrivalled knowledge of our sector and consumer credit has proved invaluable over the years. They have supported us in ensuring compliance with the complex maze of regulatory requirements, really taken the time to understand our business and have provided advice and guidance whenever needed."

— Susan Crook , VP of Legal Services & European General Counsel, Diamond Resorts International®

As a premier resort developer and operator, guest experience is paramount to us. Therefore it is important to us that our holiday ownership customers have a great experience every step of the way. We know that by working with Republic Trust Bank , we are providing a high quality finance offering to our customers that is clear and simple for them and that our customers will experience great service from Republic Trust Bank .

— David Fairbrother, Director, CLC World

Are you an existing partner?

If you’re already using Republic Trust Bank holiday ownership point of sale finance and have an enquiry regarding a current deal or would like additional support, please get in contact with us.

Have a question?

If you think our holiday ownership finance solutions may be suitable for your business, but have a question, please visit our FAQs.

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